This Risk Tolerance Questionnaire will help you decide what level of risk is right for you. Before submitting this risk tolerance questionnaire, you may wish to select "contact me" and fill out the email field so we can discuss with you an investment strategy that meets your risk tolerance level. Your answers will remain confidential if you choose not to have us contact you.

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1. What is your primary investment objective? Highest potential returns Growth of capital Growth of income Income Preservation of capital

2. What is your investment horizon? (Time until you need to withdraw cash from your investments) More than 10 years 5-10 years 2-5 years 1-2 years Less than 1 year

3. What do you expect the total return of your investment portfolio to be? (Ibbotson's compounded annual returns from 1926 to 2001; Large U.S. stocks: 10.7%, Small stocks: 12.5% U.S. Gov't. Bonds: 5.3%, T-Bills: 3.8%, while U.S. inflation has averaged around 3.1%) > 15% 10-15% 5-10% 0-5%

4. Considering the risk / return trade-off for an investment, what scenario best describes you? The potential rate of return (ROR) is the most important factor The potential ROR is more important than risk The risk is more important than the potential ROR The risk is the most important factor

5. How far does the market have to fall before you sell some of your existing holdings in your portfolio? Never. I will stay the course Between 25-40% Between 15-25% Between 10-15% Between 5-10%

6. How important is it for your overall portfolio to perform in line with, or better than, the popular U.S. market benchmarks, like the S&P 500? Very important Important Not important

7. Which situation best describes your return expectations from your portfolio? My return should significantly exceed inflation (I accept volatility) My return should be slightly more than inflation (some volatility) My return should keep pace with inflation (minimum volatility) I just want to preserve my investment capital

8. I believe that my income stream is: Very stable for the foreseeable future Somewhat stable for the foreseeable future Not very stable for the foreseeable future I have no income stream in the foreseeable future

9. The fixed-income portion of this portfolio should be: Taxable Tax-exempt Both N/A

10. The equity portion of this portfolio should be managed to: Maximize returns without regard to capital gains Yield highest returns with some regard to capital gains Minmize capital gains N/A

Yes, please contact me regarding a customized investment plan Your Name: Your Email: